Well, I’ve lost a lot of money investing. Very little other than real estate investing is worth the risk. Oh I feel you. The latest shiny object. The promises of huge quick returns. In fact there are high yields possible in forex. Much higher than traditional savings. And of course, what’s the logic in getting more US dollars, when the US dollar is fake and phoney and backed by nothing? It depreciates in spending power!

But anyway, moving on, let’s put down some basic guidelines for investing.

RULE NUMBER ONE: long-term verified track record

If you do not see a long-term verified track record, then how can you expect it to serve you for the long-term? That doesnt mean you dont invest in it, but it does mean you shouldnt be crying over spilt milk because you chose something that had no evidence of working.