Boy, do I have a lot of debt

I am so lucky I tripped up on Tardus. In doing an inventory of my monthly spending, I am swimming in 4k per month of debt… but they have a 92% success rate, not in just debt elimination but FINANCIAL FREEDOM CREATION.

so take a good look at this debt on this day Jan 5, 2023:

Because Tardus will have my income snowball plan ready in 2 weeks and it’s nothing but staying committed to the plan that they lay out.