Investment Options for Your Income Snowball

When building a Tardus Income Snowball (what some call cashflow stacking), one wonders what fast burning fuel options and slow-burning fuel options to consider.

The Tardus Official facebook group had a wealth of options on this prior to it being deleted without notice. It also had good feedback on which places didnt work so well for members and why. sigh.

The Income Snowball investment requirements are a tough nut to crack

The reason why is that you are getting interest and principle back 1 month after you put the capital in the investment. If I could wait 3 years and compound the investment capital at 4 or 5% interest, then it would be easier to generate the types of returns needed for reasonable but safe results.

So let’s work through some investment options that I am either involved in or would consider being involved in.

Permanent life insurance

In my upcoming book, I make it clear why permanent life insurance is excellent not just for getting steady “returns” but also for being your lending source. for more details on structuring such a policy, contact me.

Legacy Integrated

I used Legacy Integrated for my cashflow stacking while in Tardus. For 2 years, I had no problem using their models for generating fast-burning fuel. Monthly payments automatic and without a hitch. The two models they currently offer are conversative and tactical. Tactical offers 8% amortized over 2 or 3 years and Conservative offers 5% amortized over 3 years.

All you have to do with get the right account setup at Schwab and then fill out their form get capital drafted. Your payments come in on the first of every month like clockwork.

The one problem I had in Legacy was when I chose an investment that did not fit my risk profile. It was an aggressive investment offering a higher ROI. I exited the investment early.

Legacy services Tardus and non-Tardus clients for fast-burning-fuel and also slow-burning-fuel. I cant comment on their SBF options because I am in the fast-burning fuel stage.

Paperstac

Paperstac has a wealth of mortgage note investment options offering nice double-digit returns. And if the person defaults on the note, then you can seize the property. Just make sure you buy notes in non-judicial foreclosure states, so the foreclosure is automatic. In a judicial case you have to go to court and it might take time.

Other Mortgage Note Companies

• I’m going to a meetup here in South Florida to learn about CEO fund, which also provides monthly passive income from mortgage notes. Even though the page says for accredited investors, the meetup says non-accredited are welcome as well.

Groundfloor

I chucked 100 bucks into Ground floor, and I already love it. They automatically diversify your capital across lots of investments to reduce risk.

as you can see, you can turn off Auto Invest so that investment returns come back to you, which you can then withdraw to create amortized payments back to yourself.

But there is a huge issue: they are only sending back gained interest, not also supplying you with any of the principle.

Energea

Energea boasts 12% returns on green energy products. But again, you can only expect by interest payments, not amortized payments of interest and principle.

Robin Hood

Robin Hood offers high-yield savings account that return 4% per year …. but the problem is that you do not have 3 years to compound the investment capital before returning it – it has to be returned the next month!