Investment Options for Your Income Snowball
When building a Tardus Income Snowball (what some call cashflow stacking), one wonders what fast burning fuel options and slow-burning fuel options to consider.
The Tardus Official facebook group had a wealth of options on this prior to it being deleted without notice. Pei Jin Chen had the largest vendor-neutral facebook group for cashflow stacking. But she turned it into a group for Stackwise customers only. So the only remaining facebook group that discusses cashflow stacking in a neutral fashion is the Tardus Wealth Strategies unofficial facebook group. But I digress.
The Income Snowball investment requirements are a tough nut to crack
As I wrote in my book, finding an investment that pays immediately and every month in a predictable amount is a rarity. The reason why is that you are getting interest and principle back 1 month after you put the capital in the investment. If I could wait 3 years and compound the investment capital at 4 or 5% interest, then it would be easier to generate the types of returns needed for reasonable but safe results.
So let’s work through some investment options that I am either involved in or would consider being involved in.
Permanent life insurance
In my upcoming book, I make it clear why permanent life insurance is excellent not just for getting steady “returns” but also for being your lending source. for more details on structuring such a policy, contact me.
Also Mike Kwong has written “DIBS on your money” on the same topic.
Legacy Integrated
I used Legacy Integrated for my cashflow stacking while in Tardus. For 2 years, I had no problem using their models for generating fast-burning fuel. Monthly payments automatic and without a hitch. The two models they currently offer are conversative and tactical. Tactical offers 8% amortized over 2 or 3 years and Conservative offers 5% amortized over 3 years.
All you have to do with get the right account setup at Schwab and then fill out their form get capital drafted. Your payments come in on the first of every month like clockwork.
The one problem I had in Legacy was when I chose an investment that did not fit my risk profile. It was an aggressive investment offering a higher ROI. I exited the investment early.
Legacy services Tardus and non-Tardus clients for fast-burning-fuel and also slow-burning-fuel. I cant comment on their SBF options because I am in the fast-burning fuel stage.
Paperstac
Paperstac has a wealth of mortgage note investment options offering nice double-digit returns. And if the person defaults on the note, then you can seize the property. Just make sure you buy notes in non-judicial foreclosure states, so the foreclosure is automatic. In a judicial case you have to go to court and it might take time.
Other Mortgage Note Companies
- Dont know of any
Bequest Bonds
Bequest bonds were made specifically for Tardus. Unfortunately they have a minimum 20k buy-in – https://bequest.dalmoredirect.com/bequest-bond-tardus-invest-now/
