Lender – CRA database: database showing which CRA lenders pull from
It’s very useful to know which CRA a lender will pull from when you apply for credit. Here’s what I know so far:
| Lender | CRA | evidence | comments |
|---|---|---|---|
| Sofi | TU | ||
| Guaranteed Rate Affinity | TU | ||
| JPMC | TU | ||
| Bank of America | TU | ||
| Regions | TU | ||
| Elan | TU | ||
| Zippy Loans | TU | ||
| Truist | EQ | ||
Be aware that all lenders do not always pull form the same CRA. Here are some other good lists:
- https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Apps-quot-list/td-p/5542910
- https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/td-p/6379773
- https://helpmebuildcredit.com/list-of-which-credit-report-each-bank-pulls/