I really loved Tardus Wealth Strategies and was certain is was my way to retirement. I was pumping 2k per month into it and building my income snowball… then I saw the power of Indexed Universal Life Insurance and Private Reserve Banking and left Tardus. I could’ve done both but I had real reasons to drop one for the other.

That being said, what is so good about Indexed Universal Life Insurance?

GAINS without losses

The certainty that comes with dumping huge amounts of capital into something and knowing that you have a 0% floor is amazing. One of the neat features of an IUL policy is the ability to be linked to a stock market index without directly trading the index: this allows you to participate in the upside but not lose in the downside.

TAX freedom

While I have other ways to be free of income tax, the fact that deposits, loans and liquidation of an IUL is completely tax-free is attractive.

PRIVATE RESERVE BANKING

This is the crown jewel of investing: to be able to give a single dollar 2 jobs: to pay bills and accrue compound interest.

ILLNESS protection

I do not want to be sick or disabled, but it’s good to know that I have the protection of that.

FAQ

Feel free to ask me anything